{"id":45610,"date":"2015-12-22T16:36:00","date_gmt":"2015-12-22T16:36:00","guid":{"rendered":"https:\/\/wp2.inovestor.com\/2015\/12\/spfiltre-compagnies-assurance-us\/"},"modified":"2015-12-22T16:36:00","modified_gmt":"2015-12-22T16:36:00","slug":"spfiltre-compagnies-assurance-us","status":"publish","type":"post","link":"https:\/\/www.inovestor.com\/fr-ca\/2015\/12\/spfiltre-compagnies-assurance-us\/","title":{"rendered":"SPfiltre Compagnies Assurance US"},"content":{"rendered":"

Mercredi dernier, la Federal Reserve a pris la d\u00e8cision d’augmenter les taux d’int\u00e8r\u00eats \u00e0 court terme pour la premi\u00e8re fois depuis 2009. M\u00eame s’il est vrai qu’en g\u00e8n\u00e8ral, des taux d’int\u00e8r\u00eats plus \u00e8lev\u00e8s sont synonymes de co\u00fbts d’emprunt plus \u00e8lev\u00e8s, certaines industries devraient normalement b\u00e8n\u00e8ficier de ce changement de politique mon\u00e8taire. L’une de ces industries est celle de l’assurance. Les compagnies d’assurance d\u00e8tiennent quasi-exclusivement des titres d’emprunt \u00e0 tr\u00e8s faible risque pour garantir les polices des titulaires. Depuis la crise financi\u00e8re et le d\u00e8but de la p\u00e8riode de faibles taux d’int\u00e8r\u00eat, ces investissements ont procur\u00e8 des rendements tr\u00e8s faibles. Ceux-ci seront bien meilleurs dans un environnement de taux int\u00e8r\u00eats plus \u00e8lev\u00e8s. De fa\u00e7on plus g\u00e8n\u00e8rale, la d\u00e8cision de la FED d’hausser les taux confirme que l’\u00e8conomie am\u00e8ricaine se solidifie et que les d\u00e8penses des consommateurs augmentent; des ventes plus \u00e8lev\u00e8es de v\u00e8hicules et de maisons sont certainement une bonne nouvelle pour les compagnies d’assurances!<\/p>\n

Nous avons donc d\u00e8cid\u00e8 de cr\u00e8er un filtre simple mais efficace sur les compagnies d’assurance am\u00e8ricaines. Les crit\u00e8res couvrent autant la performance \u00e8conomique que comptable.<\/p>\n

– Un Indice de Performance \u00c9conomique (ratio Rendement sur Capital \/ Co\u00fbt du Capital) sup\u00e8rieur \u00e0 1.0. Un IP\u00c9 de 1.0 et plus indique que la compagnie est en mesure de cr\u00e8er de la richesse pour les actionnaires;<\/p>\n

– Un Rendement sur Capital sup\u00e8rieur \u00e0 10%;<\/p>\n

– Un rendement du dividende de 1.5% ou plus;<\/p>\n

– Un taux de croissance annualis\u00e8 du dividende de 5% ou plus sur 1, 2, 3 et 4 ans.<\/p>\n

10 compagnies d’assurance aux \u00c9tats-Unis sont identifi\u00e8es par notre filtre ( Download <\/a>). Amtrust Financial Services (AFSI) est de loin celle qui offre la meilleure performance \u00e8conomique avec un IP\u00c9 de 3.1, et \u00e8galement une des plus int\u00e8ressantes en ce qui a trait \u00e0 la croissance des dividendes. Maiden Holdings Ltd (MHLD) a la plus faible capitalisation du groupe, mais est celle qui offre le meilleur rendement du dividende, combin\u00e8 \u00e0 une croissance des dividendes assez agressive. Pour ceux qui pr\u00e8f\u00e8rent s’en tenir aux plus grandes capitalisations (telles que Marsh & McLennan, Chubb Corp, Travelers Cos Inc), Chubb (CB) est non seulement l’option qui offre le meilleur taux de croissance du dividende, mais on peut aussi voir que ce taux de croissance s’est acc\u00e8l\u00e8r\u00e8 aux cours de 4 derni\u00e8res ann\u00e8es.<\/p>\n","protected":false},"excerpt":{"rendered":"

Mercredi dernier, la Federal Reserve a pris la d\u00e8cision d’augmenter les taux d’int\u00e8r\u00eats \u00e0 court terme pour la premi\u00e8re fois depuis 2009. M\u00eame s’il est vrai qu’en g\u00e8n\u00e8ral, des taux d’int\u00e8r\u00eats plus \u00e8lev\u00e8s sont synonymes de co\u00fbts d’emprunt plus \u00e8lev\u00e8s, certaines industries devraient normalement b\u00e8n\u00e8ficier de ce changement de politique mon\u00e8taire. L’une de ces industries […]<\/p>\n","protected":false},"author":14,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7],"tags":[437,166],"class_list":["post-45610","post","type-post","status-publish","format-standard","hentry","category-screeners","tag-assurance","tag-us"],"acf":[],"yoast_head":"\nSPfiltre Compagnies Assurance US - Inovestor<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.inovestor.com\/fr-ca\/2015\/12\/spfiltre-compagnies-assurance-us\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"SPfiltre Compagnies Assurance US\" \/>\n<meta property=\"og:description\" content=\"Mercredi dernier, la Federal Reserve a pris la d\u00e8cision d’augmenter les taux d’int\u00e8r\u00eats \u00e0 court terme pour la premi\u00e8re fois depuis 2009. 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